December 6, 2022



Right here’s when you’ll get your $400 automotive insurance coverage refund in Michigan

Any individual who had a automobile, motorbike or RV that used to be insured by means of a coverage that permits them to perform in Michigan as of October 31, 2021 is eligible for refunds. 

The refunds are a part of 2019 auto insurance coverage reforms — negotiated between Whitmer and the Republican-run legislature — that have been designed to chop down what had been the very best charges within the country by means of finishing necessary lifetime protection for auto crash sufferers and growing new rate limits for clinical remedy. 

Similar: Michigan drivers to get insurance coverage refunds of $400 in step with automotive from agree with fund

Whitmer stated the reforms have already diminished the price of auto insurance coverage for drivers. 

“And beginning this week, because of that reform, Michiganders are getting $400 refund exams in step with automobile for each and every insured driving force, placing cash in folks’s wallet,” Whitmer stated. “We can proceed running to save lots of Michiganders cash so they are able to pay their expenses and put meals at the desk.”   


Michigan Division of Insurance coverage and Monetary Products and services Director Anita Fox stated auto insurers will routinely ship the refunds— as exams or direct deposits —to eligible drivers. 

“In case you are eligible for a reimbursement, your auto insurer will ship it to you routinely and you don’t want to do so. Mistaken knowledge may purpose delays, so drivers might want to verify that their insurer has their present cope with and banking knowledge,” Fox stated in a observation. 

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Fox additionally warned drivers to watch out for attainable fraud, akin to scammers calling customers to get non-public knowledge. 

“Nobody must name you searching for your individual knowledge with a view to get your refund, and in case you get this kind of name – grasp up and get in touch with your insurance coverage agent or corporate without delay to ensure the legitimacy of the decision,” stated Fox. 

Jake Schlau, a resident of Oak Park, stated he hasn’t gotten a reimbursement but however will reinvest it in long term automobile bills.